Sente is designed to bring your financial information together so you spend less time maintaining spreadsheets and switching between financial services. Depending on the institution and connection method, supported accounts may synchronise their balances and transactions automatically. Other assets, such as property or accounts that cannot be connected, may need to be added or updated manually.

It's worth checking when an account was last updated, especially before making a financial decision based on its balance. Transactions can take time to appear, some providers may temporarily stop synchronising, and asset values may not reflect current market prices.

You remain in control of your financial picture. You can review the information Sente receives, correct details where supported, and update manually maintained assets as their values change. The goal is to make keeping track of your finances easier without leaving you uncertain about where the information comes from or how current it is.

Sente helps you make sense of the activity behind your finances, so you can understand not just what changed, but what may have caused it. By bringing your financial information together, Sente can help you identify spending patterns, changes in income, recurring expenses, and shifts in your overall financial position.

For example, you might notice that your grocery spending has increased over the past few months, that several small recurring payments are adding up, or that your cash flow is becoming tighter because upcoming expenses are outpacing expected income. You can also use Sente's AI assistant to explore questions about your financial data, understand trends, and investigate areas you'd like to know more about.

The insights available depend on the information Sente has access to and the features currently supported. They are intended to help you recognise patterns, ask better questions, and make more informed decisions. Sente should help you understand what is happening with your money, while leaving financial decisions in your hands.

Sente helps you look beyond your current balance by forecasting how your cash flow could change over time. You can use this to think through questions such as whether you can comfortably afford a major purchase, how an increase in monthly expenses could affect your savings, or what might happen if your income changes.

By comparing your expected income with upcoming bills, recurring commitments, and other planned expenses, you can get a better sense of how much room you have to make a decision and whether you might run short later.

These projections are estimates based on the information available and the assumptions used. They cannot predict every change in your circumstances, but they can help you plan ahead with a clearer understanding of the potential consequences.

Sente's forecasts use the financial information available to estimate how your balances may change over time. They can help you anticipate upcoming bills, understand the effect of recurring expenses, and see whether your current spending and expected income could leave you short before your next financial decision.

The usefulness of a forecast depends on how complete and up to date your information is. Missing accounts, delayed transactions, irregular income, unexpected expenses, and changes to your usual spending can all affect the result. Keeping recurring payments and expected income accurate helps Sente build a more useful picture of what's ahead.

A forecast is an estimate, not a guarantee. Treat it as a planning tool, review it when your circumstances change, and leave room for unexpected costs rather than relying on a projected balance as money you can safely spend.

Sente helps you look ahead by estimating how your financial position could change as money comes in and goes out. A forecast can take your current balances, income patterns, recurring expenses, upcoming bills, and other known financial commitments into account to estimate what you may have available in the days and weeks ahead.

This can help you spot periods when money might be tight, understand how upcoming expenses could affect your balance, and plan around expected income. Rather than looking only at what you can afford today, you can consider how a financial decision might affect you later in the month.

A forecast is an estimate, not a guarantee. Its usefulness depends on the quality and freshness of your financial data, as well as how predictable your income and expenses are. Unexpected purchases, delayed payments, or changes in income can affect the outcome, so it's best used as a planning tool rather than a promise of how much money you'll have.